克利斯．瑪慕拉（Chris Mamula）
克利斯擔任物理治療師16年半，最後在2017年、41歲時實現財務自由。他撰寫許多關於財務自由、退休議題等文章，請見：CanIRetireYet.com。他的文章也可見於「MarketWatch」、「The Dough Roller」和「Business Insider」等商業網站。
布萊德．巴瑞特（Brad Barrett）
布萊德曾擔任會計師，並於35歲離開公司，展開創業之途，並在不久後便達到財務自由。布萊德對一切都充滿熱情，無論是儲蓄、過得更健康、經營人際關係，或擁有成長心態等。布萊德為「ChooseFI」podcast的共同主持人。
喬納森．曼德沙（Jonathan Mendonsa）
「ChooseFI」podcast的共同主持人、熱切的財務自由實踐者。布萊德和喬納森曾受《時代雜誌》、《富比士》、《BBC》、《華爾街日報》等知名媒體報導。
譯者
李靜怡
紐約州立大學媒體研究系所畢業，現為專職譯者。
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Description
FIRE．致富實踐：全美破千萬收聽的理財人氣podcast「ChooseFI」實體化，完整傳授財務自由的關鍵心法: : 99 Step by Step Plutus AwardsFIRE podcast FIRE 10,000,000 2016 35 Choose FIpodcastpodcast FIREvsFIRE 80 20 4 FIREFIRE Chris Mamula 16201741CanIRetireYet. comMarketWatchThe Dough RollerBusiness Insider Brad Barrett 35ChooseFIpodcast Jonathan Mendonsa ChooseFIpodcastBBC
作者: 克利斯．瑪慕拉 / 布萊德．巴瑞特 / 喬納森．曼德沙 | 譯者: 李靜怡
人會老，錢會縮水……
99％的理財小白、小資社畜、社會新鮮人都想知道：
究竟，要努力賺多久，才足夠過好這一生？
本書從消費儲蓄、理財投資、人生增值技巧著手，
Step by Step教你如何花更少、賺更多、投資得更好，
提前滾出大財富，打造你想要的自由人生！
99％的理財小白、小資社畜、社會新鮮人都想知道：
究竟，要努力賺多久，才足夠過好這一生？
本書從消費儲蓄、理財投資、人生增值技巧著手，
Step by Step教你如何花更少、賺更多、投資得更好，
提前滾出大財富，打造你想要的自由人生！
★第十屆普洛托斯獎（Plutus Awards）「最佳FIRE podcast」得主
★千萬粉絲敲碗！全球財務自由者不藏私傳授FIRE心法
★影響全美超過10,000,000人的實戰理財指南！
▍你有以下煩惱嗎？
● 物價變貴，荷包愈來愈薄，該如何改變財務狀態？
● 要為生活開銷而努力，時間都獻給工作，該如何拿回時間自主權？
● 背學貸、車貸、房貸好辛苦？
● 想開始投資，但不知道要做什麼準備？
● 嚮往早早退休享受自由人生，卻不知從何著手？
▍如果你也是這樣，渴望過上富足又自由的人生，卻遲遲沒有進展，就用他們的親身故事來幫你吧！
2016 年，35 歲就成功財務自由的布萊德・巴瑞特，和努力追尋財務自由的喬納森．曼德沙聯手製播「Choose FI」podcast，討論如何從不同面向（如投資、節稅、日常消費等等）實踐財務自由，也採訪多位理財達人。該節目在世界各地獲得極大迴響，更創下破千萬下載數的好成績。本書由兩人和另一位財務自由者克利斯．瑪慕拉合著，濃縮podcast的精華成簡單好懂的行動步驟，教你從小資階級翻身，成為自己的「富一代」！
▍透過本書，掌握最經得起時間考驗的理財硬道理：
＄ 建立終身受用的金錢哲學
＄ 跨領域學習、多方涉獵，投資自己
＄ 成為價值論者，過自己真正想要的生活
＄「微FIRE」vs「豐FIRE」的儲蓄心法
＄ 稅務、保險規劃，兼顧理財和保障
＄ 降低花費的80/20 法則
＄ 聰明理財的4％法則
＄ 打造穩健獲利的投資組合
實踐財務自由、成為FIRE理財族不代表要極度節儉、擁有超高收入，或有天才般的投資眼光，書中由儲蓄原則、投資心法到加值人生的技巧等，一步一步地幫助讀者打穩FIRE基本功，樂享資產累積的碩果。
作者
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4.4 ★★★★★
Based on 15 reviews
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Product Reviews
★★★★★ 5
Great Clean Alternative to Traditional Mouthwash, LOVE this!!
Flavor Name: Mint, Size: 3.5 Ounce (Pack of 1)
I’ve been really impressed with these Boka mouthwash tablets. They’re fluoride‑free and alcohol‑free, which is exactly what I was looking for, and the hydroxyapatite is a nice bonus for supporting enamel without the harshness of traditional mouthwashes. The tablets dissolve easily, the flavor is refreshing without being overpowering, and there’s no burning sensation at all. Do NOT chew and swallow like I did the first time. Chew, get salva going and swish. My teeth never felt so clean!!!
I also love that they’re travel‑friendly and cut down on plastic waste compared to big bottles. My breath feels fresh, and my mouth feels clean without that chemical aftertaste. If you’re trying to switch to a cleaner, gentler oral‑care routine, these are a great option.
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Reviewed in the United States on March 25, 2026
★★★★★ 5
Tasty, effective, and helpful against thrush
Flavor Name: Citrus Mint, Size: 3.5 Ounce (Pack of 1)
This is a good plastic-free, portable form of mouthwash. Pop one or two tablets in your mouth, chew well, add a little water if your mouth is particularly dry (mine is), swish, and spit. That's it. They don't burn like regular mouthwash, and they leave a nice flavor that isn't overpowering and that lasts longer than other mouthwashes have for me. It's a balanced flavor, if that means anything to you - basically, my mouth somehow feels right afterwards.
I was skeptical about the claim that these improve the mouth microbiome, but they've virtually eliminated the thick white layer (presumably thrush) that I've been fighting to clear off my tongue forever. So, yeah, these are definitely a winner.
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Reviewed in the United States on December 24, 2025
★★★★★ 4
More like a mint candy than mouthwash.
Flavor Name: Mint, Size: 3.5 Ounce (Pack of 1)
Hard to describe this product. Does it work like your typical mouthwash? No. Does it leave your mouth feeling minty and fresh? Yes, to a certain extent. Would I consider this an alternative to mouthwash on a consistent basis? No, it's ok for traveling because it's easy to transport.
When you chew this tablet, it has the texture and feel of a traditional mint. It's chalky and breaks up easily.
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Reviewed in the United States on April 28, 2026
★★★★★ 5
Great Product
Flavor Name: Citrus Mint, Size: 3.5 Ounce (Pack of 1)
I absolutely love this product! It keeps my breath fresh and no sensitivity issues.
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Reviewed in the United States on May 30, 2026
★★★★★ 3
Not a fan of this one
Flavor Name: Mint, Size: 3.5 Ounce (Pack of 1)
I am not a fan of this product. As many of the reviews noted, the flavor is very strong. I was surprised it wasn't more minty. This is a very herbal concoction. It also tastes of the other very strong herbs, especially the rosemary. According to the instructions, this product should be used once a day for 30 seconds. I prefer a product I can use twice a day for 45 seconds to a minute.
My experience is that it takes 30 seconds just to crush it up enough to swish it around and I don't have enough saliva in the morning due to overnight dry mouth. I have to add a little water. The tablets never crush completely and leave a mess in the sink that has to be carefully rinsed away. If I use them more often, my mouth dries out too much and tastes like the tablets all day long. It's not a bad taste but I expect it to go away after a half-hour (or so). They are really chalky.
The container isn't bad, but doesn't pour 1 tablet out at a time. Meh. I don't like touching a bunch of them each time. There is a desiccant packet in with the tablets to protect them. I am not sure this would stay closed during travel or be allowed on a plane in carry-on. It should travel ok otherwise because it's not a liquid, but I haven't tried it. I will probably not buy this product again, but in all honesty, I have bought far worse products and been disappointed far more by them.
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Reviewed in the United States on December 3, 2023