SKU: 99293969469

How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

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How the Other Half Banks: Exclusion, Exploitation, and the Threat to DemocracyThe United States has two separate banking systems today one serving the well to do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check cashing services to cover

The United States has two separate banking systems today--one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities--all thanks to deregulation that began in the 1970s and continues decades later.

"Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us."
--Nancy Folbre, New York Times Book Review

"How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest."
--Lisa J. Servon, American Prospect



Binding Type: Paperback
Publisher: Harvard University Press
Published: 03/12/2018
ISBN: 9780674983960
Pages: 336
Weight: 0.85lbs
Size: 9.10h x 6.10w x 1.10d
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SKU: 99293969469

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hiahia
Grantham, US
★★★★★ 5
give this amazon basic option a try
Size: Standard (Pack of 2), Style: Soft, Configuration: Pillow
great comfort and value for everyday use. Designed with soft density, they provide gentle support that works well for stomach and back sleepers, helping maintain a comfortable sleeping position throughout the night. The down alternative fill feels plush yet lightweight, making the pillow cozy without being too firm. It holds its shape reasonably well and is suitable for guest rooms or daily use. While side sleepers may need more support, this pillow is a solid, affordable option for anyone looking for soft, breathable comfort.
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Reviewed in the United States on March 28, 2026
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Marcellita
Lowell, US
★★★★★ 5
I am very impressed!
This little frother is perfect and my frappé coffee tastes as if I were sitting at one of the hundreds cute, outside cafés in Thessaloniki. It whips stiff coffee foam in just a few seconds, holds charge for a long time, and appears to be of superior quality. Variable speed control is great, as it prevents the coffee liquid to splash when starting the frothing process. Granted, I have only owned it for about 2 weeks, but I am totally impressed, and hope it'll keep making delicious frappés for me for a long time to come. So far, highly recommend!
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Reviewed in the United States on June 8, 2026
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Amazon Customer
Port Orchard, US
★★★★★ 5
Whips as good as my Nespresso Aerocino!
Love this frother. Whips milk as good as my Nespresso Aerocino! I have tried several that just made light foam, but this one is wonderful. And, rechargeable also. Charge lasts a very long time. Great for travel!
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Reviewed in the United States on May 21, 2026
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MJ
Port Orchard, US
★★★★★ 4
Solid Upgrade, Needs Color Variety
Replaced my old frother with this one and it's a solid step up. Seriously, better build quality, more features, and noticeably more control. The variable speed dial is genuinely useful. Being able to dial from low (protein powder, matcha) to high (thick cappuccino foam) feels like an actual upgrade. The three whisk attachments give you flexibility depending on what you're making, and the included stand is a nice touch. Helps keeps the coffee bar counter from getting cluttered. Battery life seems strong so far; one charge has lasted through multiple weeks of daily use without issue. Pros: - Variable speed dial works well across a real range (not just "low" and "high") - Three whisk heads included — good for different drink types - Stand included; compact and stays put on the counter Cons: - Singular color option. The mint green clashes with everything on my coffee bar setup; wish there were neutral alternatives. ANY alternatives! - Everyone may not like the price tag but it wasn't out of my budget and the included extra bits made it worth it for me. If your kitchen palette doesn't fight the mint green, this is a capable, well-built frother at a decent price.
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Reviewed in the United States on April 13, 2026
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Ryder Mac
Lowell, US
★★★★★ 5
Mixes matcha well
This is great for mixing matcha due to being able to adjust the speed and make it slower or faster. The stand is a great bonus.
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Reviewed in the United States on May 27, 2026

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