SKU: 66193648040

The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All

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Description

The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for AllIt can seem impossible to find a way out of debt and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt Free Spending Plan is SIMPLE. Life coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn't require you to sift through chapters of high minded financial advice or dig up your past spending history. It doesn't matter if

It can seem impossible to find a way out of debt--and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt-Free Spending Plan is SIMPLE. Life coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn't require you to sift through chapters of high-minded financial advice or dig up your past spending history. It doesn't matter if you make $14,000 or $14 million--thanks to straightforward daily spending strategies and effortless expense tracking tools, you'll learn how to downsize expenses without feeling deprived, allocate money as it comes in, put together an easy-to-manage bill-paying plan, adjust for inevitable overspending, pay off debt without gouging expenses, and (believe it or not) start saving. In just five minutes a day, you'll find yourself on the road to financial freedom before the next billing cycle.

Binding Type: Paperback
Publisher: Thomas Nelson
Published: 10/10/2012
ISBN: 9780814432433
Pages: 268
Weight: 1.01lbs
Size: 9.03h x 6.08w x 1.04d

Review Citations: Publishers Weekly 08/06/2012
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SKU: 66193648040

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Whiting, US
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Very sharp and works perfect!
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I will never go back to the disposable ones after getting this. Game changer! I absolutely love it!
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Reviewed in the United States on May 17, 2026
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ChNel
Charlottesville, US
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Works great
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Sue Casteel
Carnegie, US
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Quality product
Color: Silver
Nice weight to handle and blades are smooth and does the job. I like the silicone safety cover. Good investment.
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Lowell, US
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Very sharp, and accurate
Color: Silver
Works as intended
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Reviewed in the United States on April 24, 2026
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Alena Cooper
Louisville, US
★★★★★ 5
Smoothest Dermaplane Session EVER!
Scent: For Sensitive Skin, Size: 2 Fl Oz (Pack of 1)
This stuff is MIRACULOUS! I also struggle with dermaplanning at home and much prefer to have a professional do it, but that’s too costly for me to do as often as I’d like. I won’t say using this made the results as good as a professional but it wasn’t far off! It literally transformed the entire at home experience! I also end up with my skin feeling dry and irritated and almost bumpy and I feel like I never get a close or smooth result and it takes forever. This cut the process down by about half the time, I had zero redness or irritation afterwards, my skin was silky smooth, and I had zero rough spots. It took a very small amount of product and I never had to add any extra. I left it on afterwards until I got in the shower because it felt so soothing on my face. I have experienced no breakouts after using this and I honestly feel like it helped repair some areas that always feel a bit rough on my face. I can’t recommend this enough! For the record, I have tried dermaplanning with a variety of regular face oils and those worked just as well as using nothing. So I was really doubtful that just because this was marketed for dermaplanning it would make a big difference. But it honestly made a massive difference! I really appreciate that I was able to purchase a smaller bottle at a reasonable price to try. Even though the small bottle will probably last forever I’ll definitely be ordering the big size when I’m out. I will forever purchase this stuff!
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Reviewed in the United States on August 8, 2025

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