SKU: 36019437140

You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

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You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You WantWall Street Journal Bestseller Experience a life free of financial stress and transform your relationship to money with this indispensable guide the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money only you know what's most important to you. Always guiding you

Wall Street Journal Bestseller

Experience a life free of financial stress and transform your relationship to money with this indispensable guide--the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.

No one should tell you what to do with your money--only you know what's most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method--four, simple rules--will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:

  1. Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.
  2. Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.
  3. Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they're guilt-free, realistic, and sustainable.
  4. Age Your Money. As you repeat the first three rules, you'll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you'll have finally broken the paycheck to paycheck cycle for good.

This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don't waste another month counting down the minutes until payday....



Binding Type: Hardcover
Publisher: Harper Business
Published: 12/26/2017
ISBN: 9780062567581
Pages: 224
Weight: 0.75lbs
Size: 8.30h x 5.80w x 1.00d

Review Citations: Publishers Weekly 10/30/2017
Library Journal 11/15/2017
Booklist 12/01/2017 pg. 11
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SKU: 36019437140

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Amazon Customer
Omaha, US
★★★★★ 4
Easy to use and simple to install very little waste and you don’t need gloves!
Color: 2 Black,1 Cyan,1 Magenta,1 Yellow
These are great!
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Reviewed in the United States on May 4, 2026
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No issues
Color: 2 Black,1 Cyan,1 Magenta,1 Yellow
Works on my epson printer, vibrant colors and not issues
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Odessa
Port Orchard, US
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Great alternative to purchasing new cartridges
Color: 2 Black,1 Cyan,1 Magenta,1 Yellow, Color: 2 Black,1 Cyan,1 Magenta,1 Yellow
Cheaper than purchasing new cartridges every time the printer needs more ink. Easy to use. Bottles are a generous size. Ink quality is the same as I already had in my printer.
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Reviewed in the United States on December 12, 2025
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Fort Morgan, US
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Reliable, Fast, and Excellent Print Quality — A Great All-Around Printer
Style: WF-7820, Set: SINGLE TRAY (250 sheets/FAX/ADF/PRINT/COPY/SCAN, Style: WF-7820, Set: SINGLE TRAY (250 sheets/FAX/ADF/PRINT/COPY/SCAN
I’m extremely happy with this printer and would highly recommend it to anyone looking for a reliable, high-quality device. Setup was quick and straightforward, and it connected seamlessly to both my Wi-Fi and mobile devices. Print quality is excellent—text is crisp, colors are vibrant, and photos come out looking professional. It’s also impressively fast and much quieter than printers I’ve owned in the past. I appreciate the user-friendly interface and the efficient ink usage, which helps keep long-term costs down. Overall, this printer delivers great performance, convenience, and value, making it a fantastic addition to my home office.
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★★★★★ 1
I would rather deal with a dot matrix printer...
Style: WF-7820, Set: SINGLE TRAY (250 sheets/FAX/ADF/PRINT/COPY/SCAN
Let's start with the positive - scanner works fine. I am not a huge fan of having to use a separate program to initiate and scan but with that said, the scanner part of this "printer" is decent, fast, clear and has some functionality (two sided capabilities, rotation, etc.) that is appreciated. It would be nice if it would have OCR option so that you don't have to use a separate program to convert but that is just a convenience thing. Well wait, who doesn't like convenience when it seems like this could be a simple option?! Now for the negative part of this "printer". Issues: - 9 times out of 10 it will not print upon command and usually requires me to unplug, wait 30 seconds, plug and restart printing. Simply turning it off and on with the power button usually doesn't solve the problem hence the unplugging. And even unplugging sometimes doesn't do the trick. Don't worry, it will print the document randomly if you don't cancel the print job usually when you least expect it to and have a minor uptick in the heart rate. - Will not print in black and white (even if selecting the option to print only in B&W) once the color cartridges run out. Yes, it allows you maybe to do this a few times with a warning that it can only do that because the color is out however that is temporary and it will eventually not allow you to print in B&W until you replace the color. Completely ridiculous to me... - Speaking of color cartridges, these do not last long. I rarely print in color however I have had this printer for less than a year and have replaced once and now have to replace again. Also finding that these color cartridges are hard to find locally at like walmart or target and when in a pinch, that is bad. So as stated above, when you color goes out, need just a straight B&W print job and can't find the cartridges around town - you are S.O.L. If you are wanting a multi-use "printer" that just scans - this is a decent option. If you are wanting something more than a scanner that prints ink on paper, do not put this in your cart and move on.
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Reviewed in the United States on December 2, 2023

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